Amerigold Review

By Tim Schmidt - UPDATED: February 8, 2025

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Investing in precious metals as a consumer can feel like a very overwhelming task. After all, there are so many options out there. How would you even begin to know which one to go with? At least in the dealer-to-dealer trading scenario, there is expertise on both ends.

Clear insight into the silver and gold ownership landscape can make a world of difference. Why don't we dive into Amerigold to see if it aligns with you?

Here are some of the main points that you're going to want to keep in mind by the time this is all over:

  • Amerigold has been in the industry since 1998, which means there is a lot of experience in direct sales, gold IRAs, and other precious metal investment types.
  • The precious metal IRA offerings are very solid.
  • A very transparent fee structure is used, though you should always make comparisons with other gold IRA companies on the market.
  • It's good to understand the pros and cons of working with Amerigold, as doing so puts you in a great position to understand whether investing with the company is a good idea for your unique needs.

Is This an American Gold Exchange, American Gold Reserve, or an AmericaGold Review?

There are several IRA companies with very similar names, which means there may be some confusion. This is not about what American Gold Reserve specializes in, nor is it about American Gold Exchange.

Amerigold is the focus here. On that note, you may have been under the impression that the name is AmericaGold, but this is not the case.

A Quick Note

We have evaluated many gold IRA providers over the years. It has gotten to the point where we could tell you the kinds of gold coins, silver coins, and other bullion each may offer. The point being made here is that there is a wealth of knowledge and experience that you can put your trust in.

We aim to arm you with all the information you need to make good decisions in the investment world. With that said, you may now press on ahead to learn about a company that is an industry leader in 2025.

Understanding Amerigold Investments

We'll get into the juicy details soon, but it's a good idea to start by understanding the company profile. Amerigold is based in Denver, Colorado, and its operations began in 1998. Since then, the firm has been doing a great job of establishing itself as a trustworthy purchaser and seller of precious metals.

The Company's Depth

This is not just a precious metal dealer. Amerigold aims to offer exceptional customer service and tremendous value through education. Essentially, the company tries to arm its clients with the knowledge required for savvy investment choices. The investment advice is particularly appreciated by those who are new to the market.

What Kinds of Precious Metal Services Are Offered?

Let's take a moment to understand the services that are offered. Gold and silver products, palladium coins, and other bullion can be found here. Additionally, assistance is provided with the establishment of self-directed precious metal IRAs. Therefore, investors can expertly diversify their retirement portfolios with the kinds of assets that make for an excellent hedge against inflation.

Track Record and Performance

Gold bars and silver dollars sound great, but whenever you're thinking about putting your hard-earned money into anything, you at least want to know how the company performs. Considering Amerigold has been around since 1998, there are many storms that have been weathered and many variations of market volatility that have been seen. This indicates a sense of stability and reliability.

What Is the Approach to the Precious Metals Market?

The company has adopted a philosophy that centers around a comprehensive investment strategy. In essence, there is a strong belief that investors interested in precious metals can protect themselves well against currency devaluation and inflation. This outlook motivates the educational approach taken.

How Do the Ratings Look?

Knowing that an investment company offers great customer service is very important if you are going to be working with it. To get these kinds of insights, we can look at the ratings provided by independent agencies, such as the Better Business Bureau (BBB). Let's see what the information out there says about Amerigold.

BBB

The BBB gives Amerigold an "A+" rating. This means that the firm has demonstrated a consistent commitment to interacting with customers and tackling concerns that may come up. Note that this is the highest possible rating a company can get from the BBB.

What Are People Saying?

Apart from what the BBB has to say, it is also helpful to take a look at what actual customers have put out there about their experiences with Amerigold.

There's a lot of praise for the sheer level of experience and expertise that the company demonstrates. However, it is noted that the premiums are a little above average. Additionally, the amount of information that revolves specifically around IRA eligibility seems very limited.

It is important to bear in mind that different experiences are always going to be a reality. Be that as it may, there is a lot of value that you can derive from reading through the specifics of the Amerigold testimonials out there.

Pricing Information

The reputation of the business should now be clear, and you should realize that Amerigold is a legitimate company. Now, let's take a look at the monetary element. After all, you want to be clear at the onset, so you're not surprised by anything down the line.

Fee Structure Expectations

Amerigold is one of those companies that is very upfront about the costs associated with your investment. The premiums are a bit high, but there is never any ambiguity about the cost, which means that you are always in a position to make a very informed decision.

Note that there are typically two types of fees that come with precious metal investments. The first is the cost of the metal, while the second is a collection of the associated charges that come with storage or whatever other services may be required.

For example, imagine that you are interested in starting a precious metal IRA. If this is the case, then you are not allowed to keep the metals associated with the account yourself. Instead, you must keep your holdings in an IRS-approved depository. This will attract a cost.

Amerigold is willing to help with the selection of an ideal custodian, which can contribute to effective cost management.

Comparisons to the Industry Standard

If you're buying anything, you will usually make a cost comparison to ensure that you get the best value. The same should be done for your investments. Those interested will usually find that there is more competitive pricing elsewhere when looking at Amerigold. Keep in mind, however, that the cheapest option is not always the best one. This is a company that can very much justify the higher cost.

How Does Amerigold Compare to the Competition?

There's no doubt that Amerigold has many strengths. These include an excellent selection of precious metals and a very good reputation. Many of the competitors cannot say the same.

Differences

Sure, there are other options that will give you better prices, and you may even find some niche services out there that are valuable to you. However, the educational approach that Amerigold takes is one of the key differentiators between itself and the competition.

Additionally, there is also a personal investment evaluation offer that is a tailored service. This allows each client to greatly minimize their risk levels while they maximize their profit margins.

Looking at Top Firms

When you compare Amerigold side by side with other reputable firms, you'll find that their offerings are not necessarily much better. Sure, they may have competitive advantages in some areas, but the same applies the other way around.

Pros and Cons of Working with the Precious Metals Dealer

Advantages of Choosing Amerigold

There are clear advantages to be derived if you choose to work with Amerigold. These are as follows:

  • A strong educational focus is present.
  • The BBB rating is very strong.
  • There is a wide range of quality products.

Amerigold Drawbacks

On the flip side, there are also some drawbacks that need to be considered when working with the company, which are:

  • IRA eligibility information on the website is very limited.
  • Some of the premiums offered stand above the industry average.
  • When compared to other firms, the product range doesn't always seem so extensive.

Overall Impression

There's no doubt that Amerigold represents a very good option for those who are looking to make precious metals a part of their investment portfolio. Thanks to the focus on education and a very good reputation, this is a service provider that is worth consideration.

How Do You Capitalize on the Investment Services Offered?

Even with all the information provided, you should carefully consider your needs and the offers present before you decide to invest. With that said, you may want to know more about the process of investing with the company. Here is a look at what that journey will look like. Bear in mind that you can also reach out for more details.

Opening Your Account

The first step is to reach out to the customer service department to indicate your interest in setting up an IRA or purchasing precious metals. You will be provided with the paperwork necessary to get things going. If you're interested in an IRA, there will be a custodian selection that's required. Assistance with this can be provided if you need it.

Making Careful Purchasing Decisions

Whether you're purchasing precious metals as part of an IRA or as a typical investment, you always want to make decisions based on available data. Here are a few things you can do as someone adopting this mindset:

  1. Do research on the kinds of metals available, and decide which ones best align with the investment goals that you have.
  2. Review market trends to see how the value of the metals you're interested in can be affected.
  3. Have discussions with the Amerigold representatives to get insights and recommendations.

Frequently Asked Questions

Who Is Amerigold Suitable For?

Amerigold is suitable for a wide range of investors. Those who are just starting, as well as the more experienced, will find that there is a wealth of value to be gained from the partnership. Regardless of the level of education that is needed, there will always be valuable insights to obtain.

Can Existing Investment Accounts Be Rolled into an Amerigold IRA?

There is no issue rolling over different kinds of investment accounts into an Amerigold IRA. To do this, you must follow one of two defined processes. It is a very good idea to lean on the Amerigold team for guidance. If any of the actions you take are not IRS-compliant, there could be fines and penalties to deal with.

What Kinds of Metals Are Supported for Investments with Amerigold?

Amerigold allows you to invest in different types of precious metals, such as gold, silver, platinum, and palladium. These are available in various forms, including bars, coins, and bullion. You have complete autonomy over the way you want to invest.

How Does Amerigold Guarantee Investment Safety?

This depends on your definition of the word "safety." If you're thinking along the lines of guaranteed profits, then you should know that no service provider can offer that.

However, if your concerns are about trusted depositories, then you have nothing to worry about. Additionally, the shipping of metals for other personal investments is done using discreet packaging.

Are There Hidden Fees to Worry About?

Amerigold is very big on transparency. They do an incredibly good job of ensuring you know exactly what you're getting yourself into at the onset. Be that as it may, there is nothing wrong with asking for a comprehensive breakdown of the fees associated with the opening of an IRA or the purchase of precious metals. The more that can be done to avoid any unwanted surprises, the better!

Tim Schmidt

About 

Tim Schmidt is an Entrepreneur and Serial Investor. Since 2012 he's been an advocate of alternative investments using a Self Directed IRA. His work has been featured in Yahoo! Finance, USA Today, Business Insider, and Tech Times, among others. Get his portfolio breakdown here.

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